There may be many reasons why you might have to file an insurance claim for your home. Maybe you experience a burglary or a fire or water tears through your home. No matter the reason, this can be an incredibly stressful and difficult time. Knowing the process and what to expect can bring you peace of mind and ease some of your worries.
Before you call home insurance companies in Jacksonville, FL, to file your claim, you’ll want to read through your policy to find out exactly what will be covered. This will also let you know if there is a time limit on when you can file. After you have done this step, you’ll need to follow the process listed below.
Call the Police, If Necessary
If you have been the victim of a crime, the first call you need to make is always to the police. Make sure to get a copy of the report and the names of any officers who you spoke to during the reporting process.
Call Your Insurance Company
After you have made a report if necessary, you’ll then want to call the insurance company. Most places have 24-hour service, so you can call day or night. The insurance representative should be able to walk you through the process and let you know what the next step will be.
Fill Out Claim Forms
You’ll more than likely have to fill out claim forms, and you may get these emailed to you or you may be able to find them on a website. If you’re unsure where they are located, make sure to ask.
Document the Loss
Home insurance companies in Jacksonville, FL, will send out an insurance adjuster to survey the damage or loss, but you can also help by taking your own pictures and making a list of any items that have been stolen.
Dealing with damage or loss in your home can be stressful. However, by knowing what to expect from the insurance company, this can bring peace of mind and get you back into your home as soon as possible.