Important Things to Know about Auto Insurance in Norcross

by | Nov 16, 2012 | Auto Insurance

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It is the responsibility of every driver on the road to purchase the proper amount of auto insurance in Norcross. However, when most people go shopping for their auto insurance, they often aren’t aware of certain features of their policies. Knowing what to look for in a policy and what it does and does not cover will help you in your journey to finding the right auto insurance to best meet your needs.

Personal Belongings

Many people mistakenly believe the personal belongings they keep in their vehicle are covered by their auto insurance policy. However, this is often not the case, which means if items are stolen out of your car that weren’t part of the car, you will be on the hook to replace them. These items may be covered by your homeowner’s policy, though, so it is important to do your research before you try to claim these items through your auto policy.

Monthly Fees

Some people have difficulty paying for their auto insurance in Norcross when it is due. For most people, this means every six months. Instead, they opt to make monthly payments to pay off their insurance premiums. What many people don’t realize, though, is the insurance company will add an additional fee when you choose to make monthly payments instead of taking care of the entire amount upfront. Be sure to ask your insurance carrier before you make the decision to pay monthly.

Who Is Covered

When you purchase your auto insurance, your name is the one that will go on the policy. However, that doesn’t mean you are the only person who is covered by your insurance. In most cases, anyone who is driving your vehicle will be covered by your insurance at the time of an accident. Therefore, if you loan your car to a friend or family member who gets in an accident with it, you will still need to file a claim with your insurance company, not theirs.

There are many intricacies involved with auto insurance in Norcross, many of which the average person may not be aware of. This is why it is so important to do your research and understand completely how auto insurance works. This includes understanding the policy will not cover any personal belongings within your car and will go into effect, no matter who is driving your car. You also need to be aware of the monthly fees many insurance companies charge so you can decide to either pay the fees or make your entire payment in one lump sum every six months to save money.

Auto Insurance Norcross – provides important information you should know about auto insurance in Norcross. Get a free insurance quote.

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