Medicare Part D: Drug Coverage, Copays, Deductibles, and Coinsurance in NJ

by | Jun 27, 2022 | Insurance

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The price of virtually everything is at an all-time high these days. People across the nation are struggling to find ways to save on costs without sacrificing or losing out on necessities like health insurance, prescription drugs, and others. Perhaps you are now eligible for Medicare, but are concerned about drug coverage, copays, and deductibles.

You Must Be Enrolled in Medicare Part A or Part B

The basic requirement to be eligible for Medicare Part D is that you must be enrolled in Medicare Part A or Part B. Part D generally covers commonly prescribed drugs according to federal standards. It may also cover generic drugs as well as specific brands.

Copays, Deductibles, and Coinsurance

It is good to know that the cycle for Medicare Part D restarts every year. This means that premiums may change year to year. Deductibles can also vary per calendar year, but not all plans have a deductible. Copays and coinsurance may be set on tiered drug bases, and payment may be different for refills.

Who You Can Turn to for Medicare Help and Coverage

Are you beginning to feel overwhelmed, and are now searching for help when it comes to Medicare prescription drug coverage in West Orange, NJ? If so, then contact the friendly professionals at The Sosa Insurance Group. They are a highly reputable and dependable insurance agency that specializes in Medicare coverage. They can help you choose the best plans that meet and exceed your expectations. So, when searching for expert help in prescription drug coverage in West Orange, NJ, they are the ones you can trust for excellent services. Visit them at to get started right away.

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