Potential Benefits of Travel Insurance

by | Jul 22, 2022 | Insurance

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Vacations can cost a lot of money, especially if there’s a flight involved. Unfortunately, unexpected circumstances come up that force people to cancel their travel plans. In some cases, tickets are nonrefundable unless you’ve purchased a very expensive ticket that specifically states the dates can be changed or the ticket refunded. This can mean that not only do you miss your trip, but you’re also out a lot of money. This is where contacting a Travel Insurance Service in Carlsbad CA before booking your trip can come in handy. There are a number of potential benefits of travel insurance.

Trip Cancellation Benefits

This type of insurance is most known for the fact that it helps compensate people if they have to suddenly cancel their trips at the last minute or cut their trips short due to emergencies. The insurance company will reimburse you for any lost money because of the sudden change in circumstances. This means that even though the trip was ruined, your finances don’t have to be. The exact benefits will depend on the policy, as some allow for cancellation for any reason while others only apply in certain circumstances, such as a severe illness or a natural disaster.

Medical Coverage

Not all medical insurance covers potential medical or dental needs that might occur when a person is traveling. Travel insurance offers this type of coverage, including in-patient and out-patient health care and prescription medications. These benefits are included in travel insurance plans but not trip cancellation plans. Both types of plans include medevacs to another country should proper care not be available where the traveler is currently located. In some cases, they’ll even arrange to transport a person all the way home should this be necessary. These policies don’t necessarily cover any pre-existing conditions, however.

Problems During a Trip

Travel insurance can also be helpful should something unfortunate occur during the trip. This includes lost luggage or missed connections due to delays. It could cover the cost of the hotel room you didn’t end up using because a flight was delayed and a connection was missed. An insurance company like Serra Benefits & Insurance Services will also help with such things as lost travel documents and is often available to help in an emergency on a 24-7 basis.

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