Are you turning 65 soon? You probably have questions about Medicare. This government-funded healthcare option for seniors might seem complicated, but some basic knowledge makes it much easier to navigate. Here are three things that every senior needs to know about Medicare in Surprise, AZ.
There Are Multiple Parts
Many people think that once you are enrolled in Medicare, all your medical expenses are covered. However, there are multiple parts to Medicare, and it’s important to enroll in the ones you need. Parts A and B are the traditional policies that cover doctor visits, hospital treatment, and other care expenses. Part C offers additional coverage for dental, vision, hearing, and fitness, while Part D covers prescription drugs.
You Have to Enroll
Although most seniors are automatically enrolled in parts A and B by their 65th birthday, taking charge of your own enrollment offers more options and allows you to sign up as early as three months before you turn 65. If you miss your initial enrollment window, you have from January 1 until March 31 to enroll in Medicare in Surprise, AZ.
You May Need a Supplement
Seniors are often surprised that their Medicare plan doesn’t cover all their medical expenses. A supplemental plan is a great way to protect yourself from unexpected expenses. These plans are available from private insurers and cover costs like copays, deductibles, excess charges, skilled nursing care, and medical expenses incurred while traveling abroad.