If you are shopping for car insurance in Dubai, there are a few important points to keep in mind. Not only will these points ensure you get the best car insurance, but they will also help you to get the best possible price.
Work with an Insurance Broker
An insurance broker can help you to find the best car insurance in dubai based on your vehicle, insurance needs, and budget. A broker works with many local and international insurance carriers, allowing easy comparison of different policies and options.
The top brokers for car insurance also understand the minimum coverage required in Dubai, ensuring you meet all mandatory insurance coverage requirements.
Look for Possible Discounts
Drivers in Dubai should always ask to see if they meet the requirement for insurance discounts. For example, most insurance companies offer a no-claims discount if you have a clean insurance claims record. This can be as much as thirty percent or more, making it a great way to save.
You may also be eligible for a discount if you work in a specific profession or if you have specific anti-theft devices or systems installed on the vehicle.
Consider the Big Picture
While third-party insurance meets the minimum requirements, it is not usually the best car insurance for most drivers in Dubai. It only covers damage to the other vehicle, which means you have to pay for any damage to your own car, which can be a significant amount with a luxury, performance, or new model vehicle.